Terms of Use

Everything on this site is provided for informational and educational purposes only. We are not investment advisers, brokers, or asset managers. Specifically:

• Nothing on the site is a recommendation to buy, sell, or hold any security.
• The "what if I had invested" calculators are illustrative; past performance does not predict future returns.
• Bond hold-to-maturity calculations are estimates that assume the issuer honours every coupon and principal payment, ignore broker fees, and may not capture every market convention.

Always conduct your own research and consult an authorised investment professional before making any investment decision.

If you create an account:

• You are responsible for keeping your password secure and for activity carried out under your account.
• Portfolio data you enter remains your responsibility — we cannot verify or reconcile it against your broker.
• We may suspend or close accounts that violate these terms or harm other users.

You agree not to:

• Use the service to harass other users or distribute unlawful content.
• Attempt to compromise, probe, or overload the infrastructure beyond reasonable use.
• Scrape the site at industrial scale or rebrand it as your own product without permission.
• Misrepresent affiliation with the site or with any market authority.